Is 2026 a Good Year to Buy a Home in Memphis, TN & DeSoto County, MS?

Is 2026 a Good Year to Buy a Home in Memphis, TN & DeSoto County, MS?

If you’re wondering whether 2026 is the right time to buy a home, you’re not alone. Many homebuyers across Memphis, TN, and DeSoto County, MS are asking the same question as interest rates stabilize and inventory slowly shifts.

The short answer? Yes — for prepared buyers, 2026 can be an excellent year to buy, especially with the right strategy and guidance.

Why 2026 Is a Smart Year for Homebuyers

• Less competition than peak years
• More motivated sellers
• Creative financing options available
• Continued population growth in Memphis metro & North Mississippi

Buyers who waited during higher-rate uncertainty are now finding opportunities others are missing.

Memphis & DeSoto County Market Snapshot

• Memphis remains one of the most affordable major metro areas
• DeSoto County (Olive Branch, Southaven, Horn Lake) continues to attract families relocating from TN
• First-time buyers and move-up buyers are gaining negotiating power

How to Win as a Buyer in 2026

• Get pre-approved early
• Understand local neighborhood pricing
• Be flexible on closing timelines
• Work with a REALTOR who knows both TN & MS markets

✅ Ready to Buy?

Schedule a FREE homebuyer consultation with

Stacy Hobson, MBA

⭐ The Best REALTOR in TN & MS

J Hunter Realty

📞 901.405.0500

❓ FAQ – Homebuyers

Is now a good time to buy in Memphis?

Yes. Memphis continues to offer strong value compared to national averages.

Should I wait for rates to drop?

Waiting often costs more in home prices. Strategy matters more than timing.

Can I buy in MS if I work in TN?

Absolutely. Many buyers live in DeSoto County and commute to Memphis.